Setlr

Financial Operating System for Businesses

Move and manage
business money
in one system.

Setlr gives businesses one financial layer to understand, move and manage money across collections, payouts, settlements and reconciliation.

Setlr OS

Financial operating layer

Live · USD

Available

$40.2K

In transit

$11.0K

Settled

$26.2K

Operating layer

01 / 05

Bring incoming payments into one view.

Live money movement

Complex money flows. Simpler business.

Business money is fragmented.

Collections sit in one system. Payouts happen somewhere else. Settlements are difficult to track. Reconciliation still depends on spreadsheets and manual work.

One Setlr layerEvery movement of money, understood in one system.
  • Collect
  • Control
  • Split
  • Settle
  • Reconcile

The Setlr system

One financial layer for the entire money flow.

Collect

Bring incoming payments into one view.

Setlr Control

See the entire financial operation.

Real-time visibility into collections, balances, payouts, settlements and reconciliation — all in one place.

Overview

Monday, 28 September 2026
Total balance$104,004+4.2% vs last week
Available balance$68,587Across 4 accounts
Today's collections$11,005312 payments
Upcoming settlements$20,0866 awaiting approval
Cash flowCollections vs. payouts
Collections Payouts
SepCollections $11.0KPayouts $7.6KSettlements $8.5K
Account balances4 connected
  • BRAC BankOperating · 0421
    $42,669
  • City BankSettlement · 8817
    $25,918
  • bKashCollections wallet
    $24,088
  • Eastern BankReserve · 3390
    $11,329
Recent activityUpdated just now
ReferenceTypeCounterpartyAmountStatus
TXN-60131CollectionOrder #88213$354Settled
STL-20418SettlementVendor A$3,167Completed
PAY-11092PayoutVendor C$712Pending
TXN-60130CollectionOrder #88209$152Processing
SettlementSTL-20419 · September batch
Awaiting approval
Participant allocation4 participants
  • Vendor A40%$3,333
  • Vendor B30%$2,500
  • Vendor C20%$1,667
  • Platform fee5%$417
Reviewed by Finance · 2 of 2 approvals

Setlr Connect

Automate multi-party settlements.

Create, review and approve settlements with clear participant allocation — all in one flow.

Reconciliation

Know where every transaction ended up.

From payment to settlement, keep every movement visible in one system.

  • Matched

    $4,708

    3 of 4 reconciled

  • Exceptions

    $712

    1 pending payout

  • Match rate

    75%

Capabilities

From payment to settlement, in one system.

SoftPOS

Coming soon

Accept contactless payments with smart devices.

Turn any smart device into a payment terminal and accept secure payments directly.

‹SoftPOS

Total amount

$16.67

Ready to tap

Contactless · NFC

Waiting

Setlr virtual card

···· 0001
NFC

Built for complex money flows

Solutions built for your business.

Setlr helps businesses manage collections, payouts, settlements and reconciliation across complex financial workflows.

Marketplaces

Simplify marketplace settlements.

Collect customer payments, calculate participant shares and automate payouts across sellers and partners.

“If one payment needs to be tracked, divided, paid out and reconciled across multiple participants, Setlr is designed for that workflow.”

Setlr

The financial operating system for businesses across emerging Asia.

Setlr connects collections, settlements, payouts and reconciliation into one connected financial layer.

  • OneFinancial layer
  • FiveConnected stages
  • EveryTransaction reconciled